When you find yourself no longer able to afford your debts, you might think that you have no way out from under the crushing weight of your financial issues. But you always have options for handling your debt problems and getting a fresh start on the path towards a debt-free life. Although bankruptcy may seem like a drastic step, it can afford you the relief you need from your debts so that you can begin building back your financial health. Turn to a New Jersey bankruptcy attorney from Camili & Capo PA to discuss your options for resolving your debts in bankruptcy.
While the legal process of bankruptcy can appear complex and daunting, having a seasoned attorney in your corner can help make your bankruptcy proceed much more smoothly. When you hire an experienced New Jersey bankruptcy lawyer from our firm, you can also feel much more confident that you have a dedicated advocate looking out for your rights and interests. Our firm will work tirelessly to pursue the best possible outcome for you in your case.
Don’t spend another day struggling under substantial debt. Reach out to Camili & Capo PA for an initial case review to speak with a New Jersey bankruptcy attorney about your options for resolving your debt situation.
The U.S. Bankruptcy Code provides for several different types of bankruptcy that individuals may apply for:
Most individuals will either file for Chapter 13 bankruptcy or if they qualify, Chapter 7 bankruptcy. We can help you determine your eligibility for bankruptcy and advise you on which path may work best for your situation.
Struggling under significant debt can be a frightening, stressful situation. But you are not alone. A New Jersey bankruptcy attorney from Camili & Capo PA can help guide you on the path towards resolving your debts through resources such as bankruptcy so that you can begin to work towards living a debt-free life. Let our firm assist you by:
If you find yourself no longer able to keep up with your debts, bankruptcy may be the best option to give you a new start on the path towards financial health. Contact Camili & Capo today for an initial consultation to speak with a New Jersey bankruptcy attorney about your rights and options and how we can help you resolve your financial issues.
Although bankruptcy is one of the most powerful tools for resolving serious debt problems and getting a clean slate, filing for bankruptcy is not without its downsides. Chief among these is the substantial negative impact that bankruptcy can have on your credit score and ability to obtain credit, which can last for several years after you have filed for bankruptcy. You may have other less drastic options that can also allow you to resolve your debts, such as credit counseling or debt consolidation. A New Jersey bankruptcy attorney from Camili & Capo PA can walk you through your options for addressing your financial issues and advise you when bankruptcy represents the best option for you.
Most unsecured debts can be eliminated, or discharged, in bankruptcy. This makes bankruptcy an attractive option for obtaining a fresh financial start. However, certain categories of debts are typically not eligible to be discharged in bankruptcy. These include most secured debts, such as home mortgages or car loans, as well as other debts such as student loans, outstanding tax liabilities, and liabilities you may have from a personal injury claim against you.
Schedule a Free Consultation
Meet your team