Frontline workers, such as firefighters and police officers, perform some of the most important and dangerous jobs in society, and they are disproportionately exposed to and affected by a wide range of dangers and hazards. If you or a loved one were injured or harmed in any way while in the line of duty as a firefighter or police officer, we are here to help. We understand the challenges faced by these heroes and can provide full, unconditional legal services to injured firefighters and police officers. Contact an experienced New Jersey police officer injury lawyer at Camili & Capo today to learn more. A top-rated police officer and firefighter accident attorney in Passaic County, NJ at our firm will investigate your case and we can file a claim for you so that you can focus on recovering from your injuries. We charge nothing until you win your case.
Accidents sustained during police and firefighting work can be complex and difficult to handle. On the one hand, workers in these occupations are exposed to many dangers and hazards, so you would expect them to be equally insured and covered for accidents and other mishaps. On the other hand, some may argue that, since these occupations are inherently dangerous, those working these jobs should accept the consequences. This is known as the “firefighter rule.”
A quick look at the statistics shows just how dangerous police and firefighting work can be.
According to the Bureau of Labor Statistics, there were 108 fatal injuries sustained by police officers in 2018, equivalent to a rate of over 13 per 100,000 full-time equivalent workers. This rate is over three times the average for all occupations. Most police office injuries were caused by transportation incidents and violence. Police officers also suffered nonfatal injuries and illnesses at a rate of over 120 per 10,000 full-time equivalent workers, which is over 15 times the average for all other occupations.
Statistics from the US Fire Administration and the National Fire Protection Association paint a similar picture for firefighters. Over 100 firefighters lost their lives in the line of duty in 2020, many from exposure to COVID-19, heart attacks, events at emergency incidents, and even during training activities.
Despite the dangers of police and firefighting work, it is generally understood and widely accepted that many workers in these occupations face risks and dangers that require them to go above and beyond the call of duty. Defining this standard, however, can be difficult, and some parties may use the firefighter rule to absolve themselves from liability for your injuries.
There are many ways we can help you fight back against such a line of defense. For example, you can still file a claim and bypass a counterclaim involving the firefighter rule if we can prove the following:
You may have recourse to compensation irrespective of how, where, or how severely you were injured. To learn more about the insurance claim and compensation processes, contact a New Jersey police officer injury lawyer at Camili & Capo, PA. The police officer and firefighter accident attorneys in Passaic County, NJ at our firm handle cases throughout NJ and can help you recover damages so that you can get back on your feet.
If you were injured on the job, you can file a workers’ compensation claim. However, many situations can warrant a third-party claim as well. For example, if you were struck by a negligent driver, attacked by an animal, or suffered injuries or losses of other kinds while in the line of duty, you can file a claim against the other driver, the animal owner, or a premises owner for injuries sustained on their property.
Workers’ compensation is usually capped, but third-party claims are not. They are, however, more complex than straightforward workers’ comp cases, so you must speak with an experienced firefighter accident attorney in Passaic County, NJ at our firm as soon as possible. A qualified New Jersey police officer injury lawyer at our firm can offer you exceptional legal guidance and representation in your case.
We will help you file and follow up with injury and loss claims involving:
Some of the losses and damages you can include in your claim, based on the nature of your accident and the resultant injuries, include:
Police officers and firefighters selflessly face dangerous emergencies for the well-being of everyone else, and they should be protected, defended, and cared for with equally passionate representation. Contact a New Jersey police officer injury lawyer at our firm for assistance with your legal claim to recover the compensation you are due for the injuries and losses you suffered in the line of duty.
In general, no, but if you suffered catastrophic injuries in the line of duty that resulted from your employer’s negligence, you may have grounds for a lawsuit. These cases can be difficult to fight, so contact our team today for a confidential consultation and case evaluation.
It depends on the extent of your injuries and may be limited by the amount of insurance coverage the third party has. Depending on the nature of your accident or the causes of your injuries, you may be able to resort to, for example, a homeowner’s home insurance policy for animal bites, a driver’s liability insurance coverage for vehicle accidents, or a business operator’s business insurance coverage for business premises accidents that occur while you are in the line of duty.
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